by correct, it doesnt count whether your even more is created into the financing or even the c/a, it’s still principal reduction in the event that the in a choice of certainly one of it. by remaining. i wouldnt recognize how it truly does work around. (take advice from their again possibly?)situation dos = semi-flexi only has step 1 account. to ensure your to minimize your own dominating, the cash Have to borrowing on the construction mortgage account (subject to LO TnC). one payment designed to your own c/a have nothing in connection with the dominant since these accs are not connected. therefore the second officer was “korek”. =)
In instant same day payday loans online Louisiane fact to own scenariio step 1= I asked brand new administrator about your traditional financing, she told you maybe not flexi following indicates me personally best to simply take other fully flexi plan.
Scen 2= so this is “korek” haha. You form any a lot more percentage to help you loan a beneficial/c usually deduct the main amte compared to that LO, what about the new T&C stated that we should instead give progress find and also make a lot more commission. although administrator explained not require since their LO maybe not revise, the new LO still according to the old one to, although bank operating system currently posting. How come ? I am afraid once signing usually be sorry for afterwards, all mth must observe bank to offer downpayment .
Surely got to improve bank?
.As to the reasons you should never such fully flexi? Or no time make advance payment must improve bank, we wld rather capture completely flexi. Save your time.
Heard along with Hleong islamic no securing period, pledge you could potentially tell you if you had one futher information. Thx.
Indeed to possess scenariio step 1= I asked the fresh new officer regarding the conventional financing, she said maybe not flexi up coming suggest me better to capture most other totally flexi package.
Scen 2= so this is “korek” haha. You setting any sort of even more fee so you can loan good/c often subtract the main amte to that LO, what about new T&C reported that we need to provide get better see to make more commission. nevertheless manager explained n’t need since their LO maybe not inform, new LO however based on the dated that, however the bank operating system already inform. Why does ? I am scared after finalizing often be sorry for later on, most of the mth must notice bank giving downpayment .
Have got to enhance bank?
.As to why cannot such as completely flexi? Or no day create advance payment should update bank, we wld alternatively capture completely flexi. Save your time.
Heard as well as Hleong islamic zero locking months, guarantee you can share with us for folks who had people futher details. Thx.
whether or not their partial otherwise complete flexi, its pretty much the same. think from it since the a hands-on vehicle or car vehicle. large FC or more-remain charges towards comfort vs so much more base work at cheaper maintaince cost. seemingly speaking.
regarding private viewpoint, i’ll say wade complete-flexi if you have the extra bucks whenever you heading to help you roll the money very often.
i am not entirely sure regarding the UOB’s pratices, but you normally consult with the new officials what type of see to help make the a lot more percentage? over the counter see, a month see ahead etc.
Do anybody with this specific loan plan. Pls express certain white in my opinion. My priority ‘s the advance/prepayment. Let’s say mthly payment try RM1k, and i also pay RM1.5k the mth with the financing an excellent/c. Really does the new RM500 will subtract on Principal amt , after that decreasing the appeal charge?
You to told you”No”, the extra percentage commonly park throughout the good/c and use while the good mthly repayment when due. Find has to be supplied to lender if need the other fee is subtract the principal. She recommend us to occupy a full flexi real estate loan.